Trade Finance solution

Silcube helps your trade finance operation with best-in-class loan origination module, institutional grade reporting tools, and more

TF_ContainerShip

Emergence of trade finance as investable asset class

Trade finance has traditionally been serviced by large international commercial banks. Recently, trade finance has emerged as an investable asset class for funds.

Compared with banks, new trade finance funds lack the technology to operate trade finance funds and provide institutional quality reporting to investors.

Many trade finance funds rely on Excel spreadsheets and Word documents to originate loans, manage their payment schedules and carry out risk management. In scale, this not only becomes laborsome, but exposes the fund manager to operational, security and investor due to diligence risks.

Supporting you every step of the way

Silcube is a cloud-native investment management solution that supports trade finance operations via its best-in-class loan origination module and institutional-grade reporting capabilities

Move all your operations into a single secure cloud platform

Collaborate with your team members and external service providers wherever they are

Use Silcube loan module to issue and monitor loan agreements, set collateral agreements and carry out invoicing

Reduce operational and compliance risk with our holistic limit monitoring tool

Take advantage of Silcube’s flexible reporting tools to keep track of your loan portfolio and carry out investor reporting

Picture-private-dept-managers_reflection

Loan origination

With hundreds of possible configurations, SIlcube loan origination system facilitates any type of trade financing operation

  • Fixed or floating rate loans incl. caps and floors, different principal amortization and interest accrual options, etc.
  • Attach documents, guarantors and collateral to a loan agreement
  • Configure invoicing for loan operations
  • Add loan classifiers for reporting
  • Configure risk limits to be applied to a loan deal(s)



Loan management

Silcube real-time loan management system allows users to continuously monitor and manage loan book events

  • Send invoices and reminders to the borrower
  • Track payments
  • Adjust payment schedule to reflect actual payments – Silcube will automatically recalculate all interest changes and principal amounts
  • Monitor overdue payments
  • Explore fund level cash flow forecast and drill down to estimated flows
  • Add principal to an existing loan, place loan into a payment holiday or liquidate it with a final payment




Custom classifiers

Silcube user-defined position/deal classifiers allow our trade finance manager clients to implement any imaginable investment strategy.

By letting users choose themselves how they would like to see each deal and position categorized in the system, we give them all the tools needed to implement their own investment process.

User defined classifier allocations are then used across the system for risk management, exposure monitoring and investor reporting.




 

Investor reporting

Silcube automated institutional investor reporting tools provide necessary flexibility with efficiency and robust data quality

  • Fund factsheets support direct text entry for manager comments and descriptive data
  • Factsheets take advantage of our user-defined custom classifiers and provide allocation statistics across all relevant metrics
  • Create factsheets in any language
  • Provide investor with data only relevant to her by using dedicated investor report



 

bluestone-logo

Bluestone Merchant Fund Ltd https://www.bluestone-am.com/ is a Trade Finance Fund which objective is to achieve capital appreciation of about 7 % p.a. in USD from various type of debt instruments secured by the pledge over the goods and/or the assignment of receivables, and issued by, related to, trading companies which trade commodities, pharmaceutical products and/or food products.

 

We use Silcube to manage our relationships with both investors and debtors at our entire satisfaction. The system automatically produces factsheets, and other data reports required by our investors. Silcube also automatically send interest invoices to our debtors and is a fantastic tool to manage our cashflow projection.

Bernard Simonin
Director of Bluestone Merchant Fund Ltd